How Much Does Campervan Insurance Cost in Ireland?

One of the most common questions people ask before buying or converting a campervan is:
“How much does campervan insurance cost in Ireland, actually?”

The short answer: it varies — but it’s often more affordable than people expect.

Here’s a clear breakdown of what affects the price and what you should budget for.

Average Campervan Insurance Cost in Ireland

While there’s no one‑size‑fits‑all figure, campervan insurance in Ireland typically ranges from a few hundred euro to over €1,000 per year, depending on the vehicle and driver.
Most leisure campervans driven by experienced drivers fall somewhere in the lower to mid range of that scale.

What Factors Affect the Cost?

Campervan insurance pricing is based on a few key areas:

1. Vehicle Value

Insurers look at:

• The base vehicle value
• The cost of conversion
• Any added fixtures or upgrades

Higher value = higher premium, but also better protection.

2. Driver Profile

Your premium will be affected by:

• Age
• Driving experience
• Claims history
• No claims bonus

Drivers over 25 with a clean driving history usually access the best rates.

3. How the Campervan Is Used

Premiums can vary depending on whether the campervan is:

• Leisure use only
• Used occasionally or seasonally
• Driven daily

Leisure‑only use generally works out cheaper.

4. Storage & Security

Where the campervan is kept matters:

• Driveway vs public road
• Secure parking
• Alarms or immobilisers

Better security can help reduce premiums.

5. Cover Level & Add‑Ons

The final cost will also depend on:

• Fully comprehensive vs limited cover
• EU travel cover
• Breakdown assistance
• Cover for contents and fittings

 

Can You Reduce the Cost?

A few simple steps can help:

• Build up a no claims bonus
• Limit annual mileage where possible
• Keep the vehicle securely stored
• Use a specialist campervan broker

Specialist brokers know which insurers to approach — saving you time and often money.

Why Specialist Advice Makes a Difference

Generic insurers don’t always understand campervans, especially:

• Converted vans
• Self‑builds
• Tin-top campervans
• Left hand drivers

Using a specialist ensures:

• Your conversion is properly covered
• You’re not underinsured
• You get a policy that fits how you actually use your campervan

 

It’s also worth understanding the general insurance requirements for vehicles in Ireland, which are clearly outlined on the Citizens Information website.

 

Ready to Get a Quote?

Whether you’re already on the road or still planning your build, getting the right insurance in place is essential.
Get expert help and a tailored campervan insurance quote at
Campervan Quote